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LTC Premium
Compared To
WA State Employee LTC Payroll Tax
|
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
|---|---|---|---|---|---|---|---|---|
|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
|
LTC Lifetime Maximum Benefit
|
$126,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
|
Monthly Benefit Amount
|
$3,500
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Total Home Care
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
|
|---|---|
|
|
|
|
Benefit Features
|
A
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$126,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$3,500
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$22.40
$22.40
$22.40
$22.40
$22.40
$22.40
$22.40
$22.40
$22.40
$22.40
$22.40
$22.40
$22.40
$23.45
$23.80
$24.50
$25.55
$25.90
$26.60
$27.65
$28.70
$29.40
$30.80
$31.85
$33.25
$34.65
$36.05
$38.15
$40.25
$42.35
$44.45
$47.60
$53.20
$57.05
$61.25
$65.45
$70.00
$75.60
$81.55
$87.15
$94.50
$102.20
$122.85
$133.70
$145.25
$158.20
$172.90
$189.00
$205.80
$224.70
$246.05
$270.55
$297.15
$345.45
$379.75
$416.50
$455.70
$498.05
$545.30
$595.35
$649.60
$708.75
$773.85
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
B
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$216,000
|
|
Benefit Duration
|
3 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$38.40
$40.20
$40.80
$42.00
$43.80
$44.40
$45.60
$47.40
$49.20
$50.40
$52.80
$54.60
$57.00
$59.40
$61.80
$65.40
$69.00
$72.60
$76.20
$81.60
$91.20
$97.80
$105.00
$112.20
$120.00
$129.60
$139.80
$149.40
$162.00
$175.20
$210.60
$229.20
$249.00
$271.20
$296.40
$324.00
$352.80
$385.20
$421.80
$463.80
$509.40
$592.20
$651.00
$714.00
$781.20
$853.80
$934.80
$1,020.60
$1,113.60
$1,215.00
$1,326.60
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
|
Benefit Features
|
C
|
|---|---|
|
LTC Lifetime Maximum Benefit
|
$432,000
|
|
Benefit Duration
|
6 years
|
|
Monthly Benefit Amount
|
$6,000
|
|
5% Compound Inflation
|
Not Included
|
|
Total Home Care
|
Not Included
|
|
Monthly Premium
|
$ 0.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.00
$54.60
$55.80
$57.60
$58.80
$60.00
$62.40
$63.60
$66.00
$68.40
$71.40
$74.40
$76.20
$79.80
$83.40
$87.60
$91.80
$97.80
$102.60
$109.80
$122.40
$130.80
$140.40
$149.40
$160.20
$173.40
$186.00
$199.20
$215.40
$232.20
$278.40
$301.80
$327.60
$357.00
$388.80
$424.20
$462.00
$504.60
$552.00
$606.00
$665.40
$772.80
$848.40
$928.80
$1,014.00
$1,106.40
$1,210.20
$1,321.80
$1,441.80
$1,570.80
$1,713.00
|
|
Spouse Monthly Premium
|
$ 0.00
|
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov